Kittens, eh? That's an interesting idea, Robin.

Are there any exclusions in the policy?

Hello Lionel. Cool name there.

There's a fifty quid excess on vet's bills. That's obviously there so that you feel obliged to stamp on the ickle thing's hands before you take it to the surgery with tummy trouble.

I haven't read all the literature re exclusions and if they include being dropped downstairs on your head or trapped in a closing door then all my plans fall away and it's back to nickel derivatives and horse racing.